DJIA down 500+ again

I laid me down for a siesta this afternoon with the Dow at –threesomething and awoke with it –fivesomething. Can't turn your back for a minute. I don't even have much stashed and have lost 40% of it this year. A joke I read somewhere: Forget putting all the money into gold. The situation is serious ... I'm putting all the money into rice.. OK, I really haven't lost a penny until I cash something in, but still ...